MSK Runway 1-5 Bundle - Ages 5 - 18

Money Awareness and First Habits - 12 Waypoints : including, how money actually works, the four jars, needs vs wants, first earning jobs, spotting adverts, budgeting basics. Covering 3 years to ensure the knowledge and skills in embedded. Paced for a busy family. - The JISA introduced as 'The Magic Tree' - set up and running quietly in the background. - Progress tracker, story pages, printable activities

Real Earning, Investing Basics and Markets -12 Waypoints; including, compound interest, what a business is, the stock market, risk and reward, tax basics, reading financial news, debt. - The Kids Pie ; their first real, considered portfolio - Builds directly on Runway 1's foundations or as a standalone start point.

Portfolios, Independent Thinking and Real Financial Decisions - 12 Waypoints: portfolio construction, evaluating a company, investor psychology, UK tax (CGT/ISA), ethical investing, property, fin-fluencers, pensions, multiple income - JISA moves from passive to active — child starts leading reviews Preparing for JISA management at 16

First Income, Real Independence and Preparing for 18 - 12 Waypoints: financial identity, LISA and tax planning, university finance, credit, renting, insurance, side income, mortgages, spending psychology, salary negotiation -JISA fully managed by the young person from 16 -Ends with a written, signed plan for age 18

Portfolio Handover and Life After the JISA - 12 Waypoints: JISA handover, portfolio management, ISA transfers, LISA, credit and debt, first rent, insurance, car ownership, salary and employment, pension, the plan post-18 - The JISA converts to an adult ISA — full access, fully theirs The final handover: everything the Runway has been building toward